Self-study training guide · abacus & mental arithmetic

Bead to Brain

A complete, level-by-level course that takes you from touching your first abacus bead to doing ten-row, three-digit sums entirely in your head — built on the method behind the UCMAS Mental Arithmetic programme.

10 levelsBasic to Grand
15–20 mindaily practice
4 skillsabacus · visualisation · flash · listening
90 %accuracy to pass a level

How to use this guide

Mental arithmetic in the UCMAS tradition is not a bag of tricks. It is one skill, learned in a fixed order: first your hands learn to move beads on a physical abacus (a Japanese-style soroban with one 5-bead and four 1-beads on every rod), then your eyes learn to read the beads faster than your hands can move them, and finally your mind learns to picture the abacus so clearly that the physical one becomes unnecessary. Every level of this guide pushes those three stages a little further, on slightly bigger numbers.

The programme is normally taught in weekly two-hour classes with short daily practice at home. Studying alone, you replace the class with this guide and keep the daily practice. Each level here is written as one chapter, with the same four parts: a level plate saying what you will be able to do, the teaching itself with worked bead-by-bead examples, a self-test with an answer key, and a pass target. Do not move to the next level until you meet the target — accuracy first, then speed. A learner who rushes past the Basic formulas will stall at visualisation, because you cannot picture a bead movement your fingers never learned.

You will need a real abacus for Levels 1–5 (a 13- or 17-rod soroban costs little; the on-page simulator in Training tools works for reading the guide but a physical one is better for building finger memory), a pencil, a notebook of squared paper, and a timer. From Level 2 onward you will also use the flash and listening trainers on this page.

The four training skills

Abacus work builds the bead movements. Visualisation (also called the mental abacus, or anzan) replaces the physical beads with a picture of them. Flash drills show numbers for a fraction of a second so your eyes stop counting digits and start seeing them. Listening drills read numbers aloud so you can calculate without looking at anything at all. Speed writing, a fifth, smaller exercise, keeps your hand fast enough to write answers at the pace your mind produces them.

The roadmap

The programme is organised in three modules and ten levels. Level names below follow the common UCMAS naming; the durations are typical classroom pacing at two classes a week, and a motivated self-learner usually moves through the first three levels faster and the later ones at about the classroom pace. Digits × rows means "numbers of this many digits, this many of them added and subtracted in one sum".

LevelModuleAbacus skillsMental skillsTypical length
L1 BasicFoundationBead rules, all 34 formulas, add/subtract 1- and 2-digit, up to 5 rowsPicture single rods; 1-digit × 3 rows4–5 months
L2 Elementary AFoundation2-digit × 5–8 rows, 3-digit × 3 rows; speed on abacus1-digit × 5 rows; 2-digit × 3 rows; flash 1-digit5–6 months
L3 Elementary BFoundation3-digit × 5 rows; multiplication tables; 2 × 1 multiplication2-digit × 5 rows; listening 1-digit5–6 months
L4 Intermediate AConstruction3 × 1 multiplication; 3-digit × 8 rows2-digit × 8 rows; mental 2 × 14–6 months
L5 Intermediate BConstruction2 × 2 multiplication; 2 ÷ 1 and 3 ÷ 1 division3-digit × 5 rows; mental 3 × 14–6 months
L6 Higher AConstruction3 × 2 multiplication; 4 ÷ 2 division; decimals in add/subtract3-digit × 8 rows; mental 2 × 24–6 months
L7 Higher BAdvancedDecimal multiplication and division; 4-digit rows3-digit × 10 rows; mental 3 ÷ 14–6 months
L8 AdvancedAdvanced3 × 3 multiplication; 5 ÷ 2 division; mixed operations4-digit rows; mental 3 × 26 months
L9–10 GrandAdvancedSpeed and stamina; square roots; long mixed papersCompetition-speed mental work on all four operations6–12 months

Level 1 · Basic

You will learn
  • What every bead is worth and how to read a number off the frame
  • The finger rules that make bead movement automatic
  • All 34 formulas: 8 small-friend, 18 big-friend, 8 combined
  • Add and subtract 1- and 2-digit numbers, up to five rows
Pass target

20 sums of 2-digit × 5 rows on the abacus in 8 minutes at 90 % accuracy, plus 1-digit × 3 rows mentally (eyes closed) at 90 %.

Equipment

Abacus, squared notebook, timer.

1.1 Know your abacus

Hold the abacus flat on the table with the beam (the horizontal bar) running left to right. Every vertical rod carries five beads. The single bead above the beam is the heaven bead, worth five. The four beads below the beam are earth beads, worth one each. A bead only counts when it is pushed against the beam. Beads resting against the frame, away from the beam, count for nothing — and an abacus with every bead away from the beam reads zero.

Each rod is one place value, exactly like a written number: the rightmost rod you choose to use is the units, the next one left is tens, then hundreds, and so on. Small dots on the beam every third rod are the unit points; they are there so you can find the thousands and millions columns at a glance, just as commas do in a written number. Set the units on a rod with a dot and the dots will line up with the commas.

Try it now on the simulator: click beads toward the beam to count them, away to release them. Then set these numbers and check the readout — 4, 7, 15, 38, 209, 1,050.

Abacus simulator

7 rods · click beads to move them
Reads0

On a real abacus you clear it by tilting it so all beads drop to the frame, then sliding your finger along the top edge of the beam to knock the heaven beads up.

1.2 The finger rules

Speed comes from never having to think about which finger to use. The programme fixes it: the thumb pushes earth beads up to the beam (adding 1s); the index finger pushes earth beads down away from the beam (subtracting 1s) and moves the heaven bead in both directions — down to add 5, up to subtract 5. When a move needs the heaven bead and earth beads together, the two fingers pinch or spread in a single motion. Practise setting the digits 1 to 9 on one rod, saying the finger out loud ("thumb, thumb, thumb; index-down for five") until the hand no longer waits for the voice.

Work every sum from left to right, the highest place first. This is the opposite of school column-addition and it is the reason abacus users can calculate as fast as the numbers are spoken: you handle the hundreds as soon as you hear them, and never need to wait for the units.

1.3 Direct moves

When the beads you need are free, you simply move them. Adding 2 to a rod showing 1 is a direct move (thumb pushes two more earth beads up: 3). Adding 5 to a rod showing 3 is direct (index brings the heaven bead down: 8). Subtracting 6 from 9 is direct (index pushes the heaven bead up and one earth bead down: 3). The whole difficulty of the abacus — and its whole method — is what to do when the beads you need are not free. That is what the formulas are for, and there are exactly three families of them.

1.4 Small friends — the 5-formulas

Two numbers that make 5 are small friends: 1 and 4, 2 and 3. Suppose a rod shows 4 and you must add 3. There are only four earth beads and they are all up already, so you cannot add three more. But adding 3 is the same as adding 5 and taking away 2, and 2 is the small friend of 3. So the index finger brings the heaven bead down (+5) and pushes two earth beads down (−2) in one pinch: the rod now shows 7. The pattern for every small-friend move is the same: to add a digit you can't add, add 5 and subtract its friend; to subtract a digit you can't subtract, subtract 5 and add its friend.

+1= +5 −4
+2= +5 −3
+3= +5 −2
+4= +5 −1
−1= −5 +4
−2= −5 +3
−3= −5 +2
−4= −5 +1
Worked on the beads
4 + 3 = 7
startRod shows 4: four earth beads up, heaven bead away. need +3No free earth beads. Use +3 = +5 −2. moveIndex finger: heaven bead down (+5) and two earth beads down (−2), one pinch. readsHeaven bead + two earth beads = 7.
Worked on the beads
8 − 4 = 4
startRod shows 8: heaven bead down plus three earth beads. need −4Only three earth beads to remove. Use −4 = −5 +1. moveIndex finger pushes the heaven bead up (−5); thumb pushes one earth bead up (+1). readsFour earth beads = 4.

Drill: on a single rod, run these chains and check you land on the printed answer. 1 +4 +3 −2 −4 +3 = 5 · 2 +2 +4 −3 +1 −4 = 2 · 3 +1 +4 −2 −4 +3 = 5 · 4 +4 −3 −2 +3 +2 = 8. Every move in these chains needs a small friend or a direct move — nothing ever leaves the rod.

1.5 Big friends — the 10-formulas

Two numbers that make 10 are big friends: 1 and 9, 2 and 8, 3 and 7, 4 and 6, 5 and 5. When a rod cannot take the digit you want to add even with the heaven bead, the number must overflow into the next rod to the left. Adding 8 to a rod showing 7 is the same as adding 10 and subtracting 2: thumb pushes one earth bead up on the rod to the left (+10), then on the original rod the index finger pushes two earth beads down (−2). Subtracting works the mirror way — to subtract 7 from a rod showing 5, subtract 10 from the rod to the left and add 3 (the big friend of 7) to this one.

+1= +10 −9
+2= +10 −8
+3= +10 −7
+4= +10 −6
+5= +10 −5
+6= +10 −4
+7= +10 −3
+8= +10 −2
+9= +10 −1
−1= −10 +9
−2= −10 +8
−3= −10 +7
−4= −10 +6
−5= −10 +5
−6= −10 +4
−7= −10 +3
−8= −10 +2
−9= −10 +1
Worked on the beads
7 + 8 = 15
startUnits rod shows 7 (heaven + two earth). Tens rod is clear. need +8Cannot add 8 on this rod. Use +8 = +10 −2. moveThumb: one earth bead up on the tens rod (+10). Index: two earth beads down on the units rod (−2). readsTens 1, units 5 = 15.
Worked on the beads
15 − 7 = 8
startTens rod 1, units rod 5 (heaven bead only). need −7Cannot take 7 from 5. Use −7 = −10 +3. moveIndex: one earth bead down on the tens rod (−10). Thumb: three earth beads up on the units rod (+3). readsTens 0, units 8 = 8.

Watch for the chain. Sometimes the "+10" itself needs a formula: adding 10 to a tens rod showing 9 means +1 on that rod, which is +10 −9 again, one rod further left. The moves ripple leftward exactly the way a carry does on paper — 99 + 1 turns two rods to zero and lights one bead on the hundreds.

1.6 Combined formulas

Occasionally a big-friend move asks you to subtract a friend the rod cannot give. Take 6 + 7. The rule says +7 = +10 −3, but the units rod shows 6 (heaven bead plus one earth bead) and you cannot push three earth beads down when only one is up. So the −3 itself becomes a small-friend move: −3 = −5 +2. Put together, +7 = +10 −5 +2: one bead up on the tens, heaven bead up on the units, two earth beads up on the units. The rod reads 3, the tens read 1: 13. There are eight of these combined formulas — the four additions +6 to +9 and the four subtractions −6 to −9 — and they appear only when the rod shows 5, 6, 7, 8 or 9 for addition, or 1, 2, 3, 4 for subtraction.

+6= +10 −5 +1
+7= +10 −5 +2
+8= +10 −5 +3
+9= +10 −5 +4
−6= −10 +5 −1
−7= −10 +5 −2
−8= −10 +5 −3
−9= −10 +5 −4
Worked on the beads
14 − 9 = 5
startTens 1, units 4 (four earth beads, heaven away). need −9−9 = −10 +1, but +1 on four earth beads is impossible, so +1 becomes +5 −4. moveIndex: tens bead down (−10). Index: heaven bead down on units (+5) and all four earth beads down (−4) in one pinch. readsTens 0, units 5 = 5.

1.7 Multi-digit rows

A "row" sum is a column of numbers added and subtracted in order. On the abacus you take each number left to right, rod by rod, applying whichever formula each rod needs, and then take the next number. Here is 47 + 38 in full: set 47 (tens 4, units 7). Add 3 to the tens: four earth beads are up, so +3 = +5 −2 — tens now 7. Add 8 to the units: +8 = +10 −2 — thumb one bead up on the tens (7 becomes 8, a direct move), index two earth beads down on the units (7 becomes 5). Answer 85. Notice that you never "carried" anything in your head; the carry is the +10 bead on the neighbouring rod.

Write every row problem in your notebook as a column, work it on the abacus, write the answer under a line, and only then check the key. Keep a tally of errors by type (small friend, big friend, combined, wrong rod). Almost every early mistake is a wrong rod — you added the tens digit onto the units — and the cure is to touch the units rod with your left index finger as a marker while the right hand works.

1.8 First steps in visualisation

Do not wait for Level 2 to start the mental work; the point of learning the formulas on beads is to be able to see them without beads. The ladder below is used at every level, only the size of the numbers changes. At Level 1 run it with single digits and three rows.

  1. Say the moves.Work the sum on the abacus and speak every move: "seven — plus eight is plus ten minus two — fifteen."
  2. Look, don't touch.Put the abacus in front of you, hands in your lap. Solve by looking at the beads and imagining them move. Say the answer, then check by doing it for real.
  3. Air abacus.Turn the abacus over. Move the fingers of your right hand in the air exactly as they would on the rods. Most learners keep this finger-ghosting for years; competition calculators still twitch their fingers.
  4. Eyes closed.Picture the rods on the inside of your eyelids. Only the rods you need — two or three at first. Answer, then verify on the real abacus.
  5. Eyes open, still hands.Look at the printed problem, keep your hands still, and see the beads in your mind's eye. This is the finished skill.
Self-test · Level 1 Basic

Part A, on the abacus: 1-digit × 5 rows. Part B, on the abacus: 2-digit × 3 rows. Then repeat Part A eyes closed. Time yourself; write the time next to your score.

Part A — single digits, five rows

1
1+ 4- 5+ 8- 2
6
2
8+ 1+ 2- 9+ 1
3
3
8+ 9- 8- 4- 1
4
4
4- 2+ 3+ 3+ 9
17
5
8- 6- 2+ 4+ 2
6
6
3- 1+ 2- 4+ 7
7
7
2- 1- 1+ 2+ 7
9
8
9- 2+ 4+ 5- 2
14

Part B — two digits, three rows

1
97- 31+ 77
143
2
37- 37+ 90
90
3
66- 28+ 84
122
4
58- 14- 13
31
5
46+ 42- 32
56
6
36+ 93- 13
116
7
90+ 21- 30
81
8
17- 10+ 74
81

Level 2 · Elementary A

You will learn
  • Long rows (up to 8) of 2-digit numbers and short rows of 3-digit numbers on the abacus, at speed
  • Mental 1-digit × 5 rows and 2-digit × 3 rows
  • Flash training with single digits
  • Speed writing
Pass target

Abacus: 20 sums of 2-digit × 8 rows in 10 minutes at 90 %. Mental: 20 sums of 2-digit × 3 rows at 90 %. Flash: 1-digit numbers, 5 rows, 1 second each, at 90 %.

2.1 Stamina on the abacus

Level 1 taught the moves; Level 2 makes them automatic. The only new abacus content is length — eight rows of two-digit numbers, and three rows of three-digit numbers. What changes is how you practise: from now on every abacus session is timed, and you record both the time and the score. Speed on the abacus comes from three habits: keep the beads under your fingertips between moves rather than lifting the hand, read the next number while your hand finishes the current one, and never re-read the abacus to "check" mid-sum — trust the beads and check only at the end.

2.2 Mental rows

Run the visualisation ladder from 1.8 with 1-digit × 5 rows until step 5 is reliable, then move to 2-digit × 3 rows. Two-digit mental work is where most self-learners first struggle, and the usual cause is trying to see the whole abacus. You need only two rods. See them large, close together, and slightly above your eye line — many strong calculators describe the mental abacus as sitting just above and in front of them. If the picture blurs, go back to step 3 (air abacus) for a week; the finger movement re-anchors the image.

2.3 Flash training

Flash cards show a number for a fraction of a second. The purpose is not to test memory but to stop you reading digit by digit; a number seen for half a second must be taken in as a shape, the way you take in a word. Start with single digits at two seconds, five rows, and shorten the interval only when you score 90 % three sessions in a row. Use the flash trainer in Training tools; each number appears and the screen goes blank between them.

2.4 Speed writing

Once a day, for one minute, write the digits 0–9 over and over as fast as you can, legibly, on squared paper. Count how many you wrote. Then, for another minute, write random 2-digit numbers as someone (or the listening trainer) reads them. Mental answers are often faster than the hand that writes them, and a slow hand turns into wrong answers because the next number arrives while you are still writing the last one.

Self-test · Level 2 Elementary A

Part A on the abacus, timed. Part B mentally, hands still.

Part A — two digits, five rows (abacus)

1
39+ 96+ 57- 21- 55
116
2
88+ 29- 34+ 44- 85
42
3
48- 38+ 48- 43+ 65
80
4
13+ 51+ 57- 83- 12
26
5
59- 14+ 37- 72- 10
0
6
43- 11+ 31+ 79+ 58
200
7
77+ 40- 61+ 86+ 60
202
8
18+ 44+ 38+ 31- 92
39

Part B — single digits, four rows (mental)

1
2- 2+ 9+ 6
15
2
5- 5+ 2+ 8
10
3
6+ 7- 9+ 9
13
4
9- 1- 1- 1
6
5
5- 4- 1+ 5
5
6
8+ 7- 9+ 5
11

Level 3 · Elementary B

You will learn
  • 3-digit × 5 rows on the abacus
  • Multiplication tables 1–9, instantly
  • Multiplication of a 2-digit number by a 1-digit number on the abacus
  • Mental 2-digit × 5 rows; listening drills with single digits
Pass target

Abacus: 3-digit × 5 rows, 20 sums in 10 minutes at 90 %; 2 × 1 multiplication, 20 problems in 5 minutes at 90 %. Mental: 2-digit × 5 rows at 90 %. Tables: any product in under one second.

3.1 Tables before multiplication

Abacus multiplication is nothing more than placing the single-digit products from the tables on the correct rods. Nothing else in the method can hide a slow table. Before starting 3.2, test yourself: 45 random products, spoken, in 45 seconds. If any product needs a pause, drill that table alone for a few days. Say products as two digits — "six sevens, four-two", "three twos, oh-six" — because on the abacus every product occupies two rods, and the leading zero matters.

3.2 Multiplying on the abacus: 2 × 1

Set the multiplicand (the number being multiplied) on the left of the abacus and leave the right-hand rods clear for the answer. Take the multiplicand's digits from the left. Each digit times the multiplier gives a two-digit product; add it onto the answer rods, then step one rod to the right for the next digit. Because you always add a two-digit product and then shift by exactly one rod, the place values look after themselves.

Worked on the beads
34 × 6 = 204
set34 on the left. Choose three answer rods on the right; call them H, T, U. 3 × 6"Three sixes, one-eight." Add 18 onto H and T: 1 8 0 shiftStep one rod right: the next product lands on T and U. 4 × 6"Four sixes, two-four." Add 24 onto T and U. T: 8 + 2 uses +2 = +10 −8, so H becomes 2 and T becomes 0. U: 0 + 4 = 4. 2 0 4 reads204. Clear the multiplicand as you go if you like — many calculators knock each digit off once it has been used, so a clear left side means "done".

Practise with the drill generator set to multiply · 2 × 1. From the start, say the products aloud as two digits; that habit is what later lets you do this in your head.

3.3 Listening drills

Listening is the third skill and it begins here with single digits. Someone reads a row of numbers — "four, plus seven, minus three, plus eight" — at a steady pace, and you answer without seeing anything. Use the listening trainer on this page: it speaks through the browser and you can set the pace. Start slow (one number every two seconds) with three rows, and shorten only when you are at 90 %. From now on, the listening drill is part of every practice session.

Self-test · Level 3 Elementary B

Part A — three digits, five rows (abacus)

1
311+ 270- 205- 297+ 493
572
2
729+ 340- 390+ 585+ 577
1841
3
295- 112- 146+ 109+ 464
610
4
512- 509+ 362+ 689- 443
611
5
305- 197+ 622- 681+ 744
793
6
551+ 994- 859+ 644- 837
493
7
202+ 189+ 532+ 256- 292
887
8
244- 154+ 552- 432+ 418
628

Part B — 2 × 1 multiplication (abacus)

  1. 83 × 4 = 332
  2. 66 × 4 = 264
  3. 99 × 5 = 495
  4. 97 × 8 = 776
  5. 40 × 1 = 40
  6. 44 × 2 = 88

Level 4 · Intermediate A

You will learn
  • 3 × 1 multiplication on the abacus
  • 3-digit × 8 rows on the abacus
  • Mental 2-digit × 8 rows, and mental 2 × 1 multiplication
  • Listening with 2-digit numbers
Pass target

Abacus: 3 × 1 multiplication, 20 problems in 6 minutes at 90 %; 3-digit × 8 rows, 15 sums in 12 minutes at 90 %. Mental: 2-digit × 8 rows at 90 %; 2 × 1 multiplication mentally at 90 %.

4.1 Longer multiplicands

Three-digit by one-digit multiplication is the same method as 3.2 with one more step: three products, each shifted one rod right of the last. The answer needs four rods. Work 257 × 8: "two eights one-six" onto rods 1–2; shift; "five eights four-oh" onto rods 2–3; shift; "seven eights five-six" onto rods 3–4. Follow the rods: after 16 the rods read 1 6 0 0; adding 40 onto rods 2–3 gives 2 0 0 0 (6 + 4 needs +4 = +10 −6); adding 56 onto rods 3–4 gives 2 0 5 6. Answer 2,056.

4.2 Mental multiplication

Mental 2 × 1 multiplication uses the same picture as mental addition — two or three answer rods — but you must hold the multiplicand as well. The trick is not to hold it as a number: hold it as a spoken phrase ("thirty-four times six") and let the tables supply each product as you reach it. Picture the answer rods, add "one-eight", shift, add "two-four", read. Start with multiplicands under 50 and a multiplier of 2, 3 or 4, and climb.

4.3 Eight rows of three digits

Long rows are a test of concentration more than technique. Two rules keep errors down: fix your eyes on the number you are working, not on the abacus (your fingers know where the rods are), and never go back. If you suspect an error mid-sum, finish the sum, mark it, and redo it after — a stopped hand loses the rhythm that makes long rows possible.

Self-test · Level 4 Intermediate A

Part A — three digits, eight rows (abacus)

1
859+ 875+ 178- 178+ 844+ 875- 323- 793
2337
2
909- 242- 126+ 622- 534+ 535+ 872+ 472
2508
3
490+ 921- 306- 859- 103- 109+ 934- 817
151
4
508- 321- 138+ 779- 421+ 368- 304+ 795
1266
5
928+ 507- 429+ 503- 117+ 484- 153+ 211
1934
6
491- 126+ 997+ 479+ 406- 649- 931- 383
284

Part B — 3 × 1 multiplication (abacus)

  1. 370 × 2 = 740
  2. 623 × 5 = 3115
  3. 150 × 2 = 300
  4. 684 × 4 = 2736
  5. 256 × 3 = 768
  6. 672 × 1 = 672

Level 5 · Intermediate B

You will learn
  • 2 × 2 multiplication on the abacus
  • Division: 2- and 3-digit numbers by a 1-digit divisor
  • Mental 3-digit × 5 rows; mental 3 × 1 multiplication
Pass target

Abacus: 2 × 2 multiplication, 15 problems in 6 minutes; 3 ÷ 1 division, 15 problems in 5 minutes; both at 90 %. Mental: 3-digit × 5 rows at 90 %.

5.1 Two-digit multipliers

With a two-digit multiplier every digit of the multiplicand produces two products, one for each multiplier digit, and each is written as two digits and placed one rod further right than the last. Then the next multiplicand digit starts one rod to the right of where the previous one started. The answer needs four rods. The order of the products for 34 × 26 is: 3×2, 3×6, then 4×2, 4×6.

Worked on the beads
34 × 26 = 884
3 × 2"Oh-six" onto rods 1–2: 0 6 0 0 3 × 6"One-eight" onto rods 2–3: 0 7 8 0 4 × 2Start one rod right of where 3 started. "Oh-eight" onto rods 2–3: 8 + 8 on rod 3 needs +8 = +10 −2, so rod 2 becomes 8 and rod 3 becomes 6: 0 8 6 0 4 × 6"Two-four" onto rods 3–4: 0 8 8 4 reads884.

A useful check: the number of digits in the answer is either the sum of the digits in the two factors (4 for 2 × 2) or one fewer. If your rods show something else, a product landed on the wrong rod.

5.2 Division

Division on the abacus is long division with the beads doing the subtraction. Set the dividend on the right. Take the divisor into the leftmost digit (or two digits) of the dividend, put the quotient digit on a rod to the left of the dividend, multiply it back by the divisor, subtract that product from the dividend where you took it, and move one rod right. When the dividend has been eaten to zero, the rods on the left hold the quotient.

Worked on the beads
852 ÷ 4 = 213
setDividend 852 on the right, three clear rods to its left for the quotient. 8 ÷ 4Goes 2. Set 2 on the first quotient rod. 2 × 4 = 8; subtract from the 8: dividend now 0 5 2 5 ÷ 4Goes 1. Set 1 on the second quotient rod. 1 × 4 = 4; subtract from the 5: 0 1 2 12 ÷ 4Goes 3. Set 3 on the third quotient rod. 3 × 4 = 12; subtract from 12: 0 0 0 readsQuotient rods 213, dividend clear, so no remainder.

If a digit does not "go" (the divisor is bigger than the leading digit), you take two digits together and the first quotient digit lands one rod further right. Practise with exact divisions first; remainders are simply whatever is left on the dividend rods at the end.

Self-test · Level 5 Intermediate B

Part A — 2 × 2 multiplication

  1. 56 × 91 = 5096
  2. 94 × 28 = 2632
  3. 27 × 82 = 2214
  4. 24 × 25 = 600
  5. 34 × 61 = 2074
  6. 25 × 18 = 450

Part B — 2 ÷ 1 division

  1. 275 ÷ 5 = 55
  2. 318 ÷ 6 = 53
  3. 294 ÷ 7 = 42
  4. 150 ÷ 5 = 30
  5. 132 ÷ 4 = 33
  6. 357 ÷ 7 = 51

Part C — 3 ÷ 1 division

  1. 1158 ÷ 6 = 193
  2. 690 ÷ 5 = 138
  3. 1564 ÷ 4 = 391
  4. 805 ÷ 5 = 161
  5. 1856 ÷ 2 = 928
  6. 3832 ÷ 8 = 479

Level 6 · Higher A

You will learn
  • 3 × 2 multiplication; 4 ÷ 2 division
  • Decimals in addition and subtraction, using the unit points
  • Mental 3-digit × 8 rows; mental 2 × 2 multiplication
Pass target

Abacus: 3 × 2 multiplication, 15 in 8 minutes; 4 ÷ 2 division, 15 in 8 minutes; decimal rows, 15 in 8 minutes; all at 90 %. Mental: 3-digit × 8 rows at 90 %.

6.1 Bigger factors, same rhythm

3 × 2 multiplication produces six products, in the order: first digit × both multiplier digits, second digit × both, third digit × both, each pair shifting right as in 5.1. The answer needs five rods. Two-digit divisors work like 5.2 except that you estimate the quotient digit against the first digit of the divisor, then check it against the whole divisor: for 1,352 ÷ 26, 13 ÷ 2 suggests 6, but 6 × 26 = 156 is more than 135, so the digit is 5. Set 5, subtract 130 to leave 52, then 52 ÷ 26 = 2. Quotient 52. Guessing one too big and correcting is normal — subtract, see the rods go negative, and drop the quotient digit by one.

6.2 Decimals

The abacus has no decimal point, but it has unit points. Decide which rod is the units and make it one of the dotted rods; everything to the right of it is tenths, hundredths and so on. Then add and subtract exactly as before, rod by rod. The only new skill is alignment: 3.7 + 2.85 must be set with the 3 and the 2 on the units rod, so 3.7 becomes 3.70 on three rods. Answer 6.55. Money is the natural practice material: run a week of receipts through the abacus.

Self-test · Level 6 Higher A

Part A — 3 × 2 multiplication

  1. 147 × 88 = 12936
  2. 522 × 81 = 42282
  3. 989 × 30 = 29670
  4. 638 × 57 = 36366
  5. 389 × 83 = 32287
  6. 892 × 74 = 66008

Part B — 4 ÷ 2 division

  1. 6486 ÷ 94 = 69
  2. 4032 ÷ 63 = 64
  3. 1584 ÷ 33 = 48
  4. 2808 ÷ 39 = 72
  5. 4488 ÷ 51 = 88
  6. 901 ÷ 17 = 53

Part C — decimal rows

1
5.82+ 4.43+ 4.47- 8.52
6.20
2
5.69- 3.05+ 8.95- 0.76
10.83
3
7.66- 5.65+ 1.16+ 6.24
9.41
4
2.32- 0.87+ 2.41+ 4.30
8.16
5
4.24+ 2.30- 2.02+ 3.49
8.01
6
5.86- 0.76+ 3.99+ 7.31
16.40

Level 7 · Higher B

You will learn
  • Decimal multiplication and division
  • 4-digit rows on the abacus
  • Mental 3-digit × 10 rows; mental 3 ÷ 1 division
Pass target

Abacus: decimal multiplication and division, 20 mixed problems in 8 minutes at 90 %; 4-digit × 6 rows, 10 sums in 8 minutes at 90 %. Mental: 3-digit × 10 rows at 90 %.

7.1 Decimal multiplication

Multiply as if there were no decimal points, then count the decimal places in both factors and place the point that many rods from the right of the answer. 2.4 × 1.5: 24 × 15 = 360; one place plus one place is two places; 3.60. The abacus method in 5.1 is unchanged; only the reading of the answer rods changes. When you set the multiplicand on a unit point, the answer's point falls on a predictable rod, which is how competition calculators avoid counting places at all.

7.2 Decimal division

Move the decimal point in the divisor to the right until it is a whole number, and move the point in the dividend the same number of places. 7.2 ÷ 0.8 becomes 72 ÷ 8 = 9. 12.6 ÷ 4 needs no shift: 126 ÷ 4 gives 31 with a remainder of 2, and you keep dividing onto the tenths rod — 20 ÷ 4 = 5 — for 3.15.

7.3 Ten rows in the head

Ten rows of three-digit numbers mentally is the first milestone that outsiders find astonishing, and it is reached by the same ladder as everything else, with one new element: pace. Rows this long fail when the pace wavers, so practise with the flash trainer at a fixed interval rather than from paper. Set 3-digit, 10 rows, 1.5 seconds, and reduce the interval by 0.1 s each week that you hold 90 %.

Self-test · Level 7 Higher B

Part A — decimal multiplication

  1. 0.34 × 25 = 8.50
  2. 3.9 × 2.2 = 8.58
  3. 0.13 × 98 = 12.74
  4. 0.84 × 9.1 = 7.644
  5. 8.9 × 79 = 703.1
  6. 0.47 × 5.7 = 2.679

Part B — decimal division

  1. 12.0 ÷ 5 = 2.4
  2. 23.0 ÷ 5 = 4.6
  3. 2.91 ÷ 3 = 0.97
  4. 29.7 ÷ 9 = 3.3
  5. 82.8 ÷ 9 = 9.2
  6. 11.0 ÷ 5 = 2.2

Part C — four digits, six rows (abacus)

1
2957+ 4086- 6809+ 3950- 2327- 1651
206
2
6148- 1428- 1876+ 1137+ 8179+ 2024
14184
3
1826+ 3384- 1022+ 3962+ 8527+ 9737
26414
4
4221- 3416+ 9956- 1902+ 9566+ 6517
24942
5
3007+ 4524- 3998+ 2285- 1870- 3057
891
6
9525+ 8110+ 6072+ 2102- 6784- 9649
9376

Level 8 · Advanced

You will learn
  • 3 × 3 multiplication; 5 ÷ 2 division
  • Mixed-operation papers under time
  • Mental 4-digit rows; mental 3 × 2 multiplication
Pass target

A mixed paper of 60 questions (20 rows, 20 multiplication, 20 division) in 25 minutes at 90 %, at least half of the row sums done mentally.

8.1 Nine products, five rods

3 × 3 multiplication is 5.1 with nine products and a six-rod answer. Nothing new is needed except an unbroken rhythm: product, place, shift; product, place, shift. Say the products under your breath as two digits and let the hand keep time. Five-digit dividends with two-digit divisors follow 6.1, and the estimate-and-correct habit becomes essential because three quotient digits give three chances to over-guess.

8.2 Mixed papers

Up to now each session drilled one thing. From here the practice unit is a mixed paper — rows, multiplication and division interleaved — because switching operations is its own skill and an examination or a competition never lets you warm up on one type. Build papers with the drill generator (run it three times with different settings) and always time the whole paper, not the parts.

Self-test · Level 8 Advanced

Part A — 3 × 3 multiplication

  1. 774 × 549 = 424926
  2. 786 × 999 = 785214
  3. 698 × 958 = 668684
  4. 781 × 330 = 257730
  5. 319 × 903 = 288057
  6. 743 × 452 = 335836

Part B — 5 ÷ 2 division

  1. 8710 ÷ 13 = 670
  2. 13950 ÷ 93 = 150
  3. 6006 ÷ 33 = 182
  4. 15687 ÷ 21 = 747
  5. 6408 ÷ 12 = 534
  6. 39354 ÷ 42 = 937

Part C — three digits, ten rows (mental)

1
919+ 569+ 390- 457+ 765- 618+ 268- 215- 143+ 289
1767
2
402- 393+ 982+ 992- 849- 308+ 420- 700+ 957- 448
1055
3
228+ 253+ 936+ 575+ 539+ 978- 211- 440+ 667+ 620
4145
4
962- 231+ 105- 105- 664+ 112- 116+ 294+ 276- 136
497
5
842+ 134- 268- 265+ 271+ 604+ 199+ 372- 543+ 652
1998
6
597+ 491- 963+ 988+ 830+ 342- 779+ 559- 334+ 679
2410

Levels 9–10 · Grand

You will learn
  • Competition speed and stamina on all four operations
  • Square roots on the abacus
  • Listening at dictation speed with 3-digit numbers
Pass target

Grand level has no fixed syllabus; it is measured by speed. A working benchmark: 3-digit × 10 rows mentally at 0.5 s per number, 2 × 2 multiplication mentally in under 5 seconds, and a 100-question mixed paper in 20 minutes at 95 %.

9.1 Square roots

Square roots are the traditional final topic. Mark the number off in pairs of digits from the units rod (the pairs are why the unit points sit every three rods but square-root practice uses every second). For 1,369: pairs 13 | 69. The largest square below 13 is 9 (3²), so the first root digit is 3; subtract 9 to leave 4, bring down 69 to make 469. Double the root so far (6) and find the digit d such that 6d × d fits under 469: 67 × 7 = 469. Root 37, exactly. On the abacus the "double the root" step is done by keeping a running doubled root on spare rods to the left.

9.2 Building speed

Speed at this stage is built the way musicians build it: short bursts slightly faster than you can manage, then back to a comfortable pace, several times per session. Alternate a flash session at an interval you fail (say 0.4 s) with one you pass (0.6 s). Keep the listening drill at the fastest rate the trainer offers, and add a second voice — a family member reading from the drill generator — so that you are not dependent on one accent and cadence.

Daily practice system

The programme's own recommendation is short daily practice — fifteen to twenty minutes — and it is right. Two hours on Sunday will not do what twenty minutes every day does, because the mental abacus is a picture that fades in about a day and is renewed every time you use it. The plan below fits any level; only the settings change.

Warm-up2 minSet random numbers on the abacus (Levels 1–3) or run a 1-digit flash at your fastest pace (Level 4+).
Abacus block6 minThe current level's abacus skill, timed. Record time and score.
Mental block6 minVisualisation ladder at the current level's mental size. Stop at the step you can do at 90 %.
Flash or listening4 minAlternate days. Move the interval down only after three passing sessions.
Speed writing1 minDigits 0–9 as fast as legible; count them.
Log1 minDate, level, scores, times, and the type of every error.

Promotion rule

Take the level's self-test at the end of each week. Pass it three weeks running — 90 % accuracy inside the time — and move up. If you pass accuracy but not time, keep the level and drop the mental block to a smaller size for a week; speed problems are nearly always a visualisation that has grown fuzzy. If you fail accuracy, look at your error log: one formula family causing most errors means a week of single-rod chain drills on that family, nothing else.

Common faults and cures

SymptomUsual causeCure
Answer is right except for one columnWrong rod — digit added to the neighbourLeft index finger rests on the units rod as a marker; slow down the eyes, not the hand
Answers 5 too high or too lowHeaven bead left where it was in a combined formulaSingle-rod chains using only +6…+9 and −6…−9 on rods showing 5–9 and 1–4
Answers 10 outCarry bead not moved, or moved twiceSay "plus ten" aloud on every big-friend move for a week
Mental picture collapses after row 4Picturing too many rods, or the pace is waveringBack to air abacus; use the flash trainer at a fixed interval
Slow multiplicationA table product that is being calculated, not recalledSpoken table drill: 45 products in 45 seconds
Division quotient digit repeatedly too highEstimating from the first divisor digit onlyCheck against the full divisor before setting; expect to correct one in five

Training tools

Three trainers that replace the classroom materials. Settings are meant to be changed as you climb the levels; the guide's chapters say which settings to use. The abacus simulator is at the top of Level 1.

Drill generator

Worksheets for abacus and mental work

Flash trainer

Numbers shown one at a time · add them up
Press Start. Numbers will appear here.

Listening trainer

Numbers read aloud · answer without looking

Uses your browser's built-in speech. If nothing is heard, your browser may not support speech synthesis; have someone read from the drill generator instead.

Progress tracker

Tick each can-do statement when you have met it three weeks running. The list is saved in this browser only, so it survives reloads but will not follow you to another device.

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